The PayDay USA Debit Card combines the safety and convenience of direct deposit with a debit card. The employee’s pay is electronically deposited into his/her own PayDay USA Debit Card account each payday. Then, the employee can use the card to make purchases or to get cash at any automated teller machine displaying the Cirrus logo.

As an employer, you can offer your employees the opportunity to have their net paychecks automatically deposited into their bank account. With Millennium, each employee can deposit their pay in up to ninety-nine bank accounts. PayDay USA Direct Deposit adds economy and productivity to your payday, it eliminates check signing, special pay arrangements for off-site employees, slow payroll account reconciliation, complications resulting from lost or stolen checks, and lost productivity caused by slow payday bank lines. PayDay USA Direct Deposit requires just 48 hours between processing date and check date.

You have two levels of password protection. The highest level is the system password. This provides an individual with access to everything. The next level is the user level. This defines certain rights to each user and allows any number of user passwords. This feature provides the confidentiality necessary when processing payrolls.

PayDay USA Check Services is an option for employers who must deliver negotiable checks to their employees, yet want a single debit transaction against their account for the value of these checks. The single debit from your account funds the distribution of these individual checks from our PayDay USA Check Service account. This transfers the problem of reconciling these checks to PayDay USA.